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This book is now Out of Print.
A new edition was published, see:
Mortgage Regulation for Intermediaries isbn 9781845926359

Mortgage Regulation for Intermediaries


ISBN13: 9781405701136
ISBN: 1405701137
New Edition ISBN: 1845926358
Published: November 2004
Publisher: Bloomsbury Professional
Country of Publication: UK
Format: Paperback
Price: Out of print



The FSA will be regulating residential mortgages and advice relating to which mortgage product consumers should enter into from 31 October 2004. FSA regulation will affect not only lenders but also to those who advise on mortgages and by extension are involved in the selling process of a mortgage.

Mortgage Regulation for Intermediaries aims to deal with the period following Mortgage Day and how to survive FSA regulation as it effects the mortgage selling process. This practical guide focuses on the transactional aspects, such as how to deal with a customer at a first meeting; when the broker can take fees; how to deal with client money and how to manage the sales and advertising process. To support these aspects it includes checklists and flow charts. The book also covers the future for non-regulated mortgages and equity release products.

Reprinted with ISBN: 9781845926359

Subjects:
Banking and Finance
Contents:
Part 1 - Introduction
Chapter 1 - FSA's High Level Standards
Chapter 2 - Approved Persons Regime
Chapter 3 - Training & Competence
Chapter 4 - Supervision
Chapter 5 - Discipline & Enforcement

Part 2 - Transactional issues
Chapter 6 - Conduct of Business
Chapter 7 - Post Conduct Disclosure
Chapter 8 - Financial Promotions
Chapter 9 - Responsible Lending
Chapter 10 - APR and Charges
Chapter 11 - Life time Mortgages
Chapter 12 - Customer Complaints
Glossary
Index