Subjects:

Insurance Law

Contents:

1. What is insurance? 2. The regulation of insurance

3. Offer and acceptance

4. Insurabale interest

5. Utmost good faith and the duty of disclosure

6. Intermediaries

7. Form, commencement and duration of insurance policies

8. Cancellation

9. Cover and exclusions

10. Rectification of insurance policies

11. Alteration of risk

12. The duty to take reasonable care

13. The continuing duty of utmost good faith

14. Lapse of policies

15. Assignment of policies

16. Construction of policies (including fairness of terms)

17. Warranties and conditions

18. Causation

19. The claims process

20. Illegality

21. Arbitration and alternative dispute

22. Subrogation and other consequences of settlement

23. Reinstatement

24. Double insurance, contribution

25. Under-insurance

26. Costs

27. The Policyholders Protection Acts 1975-1997

28. The Motor Insurers’

Bureau

29. The Third Parties (Rights Against Insurers) Act 1930

30. European aspects –

the Treaty provisions

31. European aspects –

the First Directives

32. European aspects: the Second Directives –

choice of law

33. European aspects: the Single Passport System of the Third Directives

34. Life assurance

35. Personal accident policies

36. Permanent health insurance and critical illness cover

37. Motor policies

38. Household contents policies

39. Household buildings policies

40. Marine insurance

41. Professional indemnity policies

42. Mechanical breakdown and extended warranty insurance

43. Mortgage and credit protection

44. Pension policies

45. Legal expenses insurance

46. Travel insurance

47. Fire insurance

48. Employer’

s liability insurance

49. Reinsurance

50. Miscellaneous cases

51. Conflict of laws

52. Lloyds

Appendix 1: Statutes

Appendix 2: Statutory instruments

Appendix 3: Regulatory Codes

The second edition of this popular textbook provides a comprehensive and authoritative treatment of insurance law and offers a practical approach to the subject. It covers a wide range of topics from particular policies and the protection of third parties, to claims and the consequences of settlement. Updated in light of new cases and the Financial Services Authority regulation of insurance.