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This book is concerned with the nature and content of the underlying policy that has been developed within Europe in the banking and financial law area. While banking and financial markets constitute essential commercial sectors within Europe in their own right as well as provide a number of fundamental support services within any national economy, this is an area that has been given little dedicated attention until now. Only recently, have the importance of financial markets and financial integration within Europe (and elsewhere) been properly and fully realized. This publication attempts to understand the origin, evolution and legal validity of the core policy components involved in securing this integration within Europe and explore the operational effectiveness and value of the final financial programme constructed. This is a seminal work in the area of cross-border and regional banking and financial integration.