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Vol 21 No 9 Sept/Oct 2016

Book of the Month

Cover of Goode on Commercial Law

Goode on Commercial Law

Edited by: Ewan McKendrick
Price: £170.00

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International Responses to Issues of Credit and Over-Indebtedness in the Wake of Crisis

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Edited by: Therese Wilson

ISBN13: 9781409455226
Published: March 2013
Publisher: Ashgate Publishing Ltd
Country of Publication: UK
Format: Hardback
Price: £95.00

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This book explores the political, economic and regulatory context in which credit regulation is taking place following the global financial crisis. It suggests that current neoliberal economic policies favour multi-national corporations rather than consumers and examines regulatory responses to the internationalization of consumer finance protection. Detailing how EU consumers have been affected by national economic conditions, the book also analyses the lending regimes of Europe, Australia, the US and South Africa and offers suggestions for responsible lending to avoid over-indebtedness and corrupt mortgage-lending. Finally, new approaches and directions for consumer credit regulations are outlined, such as protection for small businesses, protection against risky credit products, reorganization of mortgage securitization and the possibility of a partnership model to address financial exclusion.

The book includes contributions from leading names in the field of consumer law and will be invaluable to those interested in banking, business and commercial law.

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Commercial Law
Contextual concepts: the devil is in the context? The structure of the rule on restrictive agreements
The threshold of the prohibition on restrictive agreements: the concept of agreement, contract, combination and conspiracy
The substance of the rule on restrictive agreements
Fundamentals of the economics of vertical restraints
Resale price fixing: the schism?
Non-price restraints: territorial exclusivity - from foe to friend
Final conclusions