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Vol 21 No 10 Oct/Nov 2016

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Comparative Consumer Insolvency Regimes

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Jacob S. ZiegelProfessor of Law Emeritus, Faculty of Law, University of Toronto, Canada

ISBN13: 9781841132723
ISBN: 1841132721
Published: September 2003
Publisher: Hart Publishing
Country of Publication: UK
Format: Hardback
Price: £56.00



Despatched in 6 to 8 days.

All modern legal systems with advanced economies must address the question of how to respond to the needs of insolvent consumers whose burden of debt greatly exceeds their capacity to repay within a reasonable time frame. This study surveys comparatively the insolvency regimes currently in place or likely to be adopted in the foreseeable future in Canada, the United States, Australia, England and Wales, Scotland, Scandinavia and a representative group of Western countries on the continent of Europe.;Modern legal systems have two basic alternatives in providing relief for over-committed consumers. The first, which involves restricting the enforcement of individual creditor remedies is a method with which this study is not concerned. Where the consumer is seriously insolvent and owes money to many creditors, a different approach is required - a collective solution to debtor's problems - and this, the solution provided by modern insolvency systems, is the focus of this study.

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Subjects:
Insolvency Law