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The comprehensive guide to the debt advice process in England and Wales is an essential resource for anyone dealing with any aspect of debt.
It contains the essential information needed by advisers on: interviewing clients; establishing liability; maximising income; prioritising debts; preparing financial statements; negotiating with creditors; and choosing the most effective strategy. It also contains detailed information on court action by creditors to recover debts and repossess property, enforcement in the magistrates’ court and insolvency.
This 11th edition is fully updated to cover all the recent changes to legislation, caselaw, court procedures and practice. Information on bailiffs has been completely revised to reflect their new powers to take control of goods, introduced in 2014.