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""Banking and EC Law"" is an in-depth analysis of the often complex rules and regulations which the European Community has adopted with a view to the establishment after 1992 of an Internal Financial Market. Special emphasis is put on the hard core the EC's banking regulations: the Second Banking Directive, the Solvency Ratio Directive and the Own Funds Directive. The analysis is provided by a group of people with intimate knowledge of the creation of the Community's financial services legislation.;Banking and EC Law provides clues for working with the EC rules in practice. It maps out the relevant provisions and elaborates legal argument with a view to its practical use by bankers and their advisers, by regulators and supervisors and by those interested in the EC's financial regulations from an academic point of view. These practical issues concern, for example, authorization requirements, supervisory standards, advertizing by banks, reciprocity, solvency and capital adequacy standards.;In order to further facilitate the use of this work, the editors of ""Banking and EC Law"" have included special fold-outs containing schedules with brief sketches of the areas discussed and flow charts of decision-making processes. References to other publications which may give further background details or provide more legal analysis, are given at the end of each chapter.;Whilst the work focuses on EC Law and does not discuss Member States' legislation in any detail, occasional references are made to national laws where appropriate.;In order to keep information as up to date as possible, ""Banking and EC Law"" will be updated by means of regular supplements, which will include recent developments with regard to legislation and case law.