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Vol 23 No 6 June/July 2018

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Cover of Drafting Commercial Agreements

Drafting Commercial Agreements

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Desmith out now
Data protection handbook

Retail Mortgages: Law, Regulation and Procedure

ISBN13: 9780414028951
Published: September 2013
Publisher: Sweet & Maxwell Ltd
Country of Publication: UK
Format: Hardback
Price: £239.00

Low stock.

During 2013 the regulatory landscape for mortgage lenders will change significantly, confronting legal practitioners with many new and unfamiliar situations.

This new book provides in-depth coverage of both the law of retail mortgages and the new regulatory regime. It includes detailed discussion of the Mortgage Conduct of Business Rules (MCOB rules) and explains how retail mortgage regulation will now work in practice.

  • Combines discussion of the law of mortgages with analysis of the regulatory system
  • Covers both residential and commercial mortgage lending
  • Provides detailed explanation of the new regulatory regime, including authorisation and permission, the principles of business, conduct requirements and regulatory contravention
  • Sets out the basics of mortgage law including types of mortgage, repayment systems, discharge and subrogation
  • Discusses disputes and enforcement, claims, receivership, litigation and the Financial Ombudsman Service
  • Presents example policy clauses and precedent materials

Property Law, Banking and Finance
Types of Mortgage
The Borrower
The Mortgaged Property
Repayment Systems
The Mortgage Deed Provisions and Incidents
Undue Influence Misrepresentation and Forgery
Mortgage Regulation
Authorisation and Permission
Principles of Business
Conduct of Business
First Legal Charges
Conduct of Business
Second Legal Charges
Regulatory Contravention
Disputes and Enforcement
Possession Claims
Shortfall Claims
Litigation about
Invalid Mortgages
Financial Ombudsman Service