Wildy Logo
(020) 7242 5778
enquiries@wildy.com

Book of the Month

Cover of Collective Litigation: A Practical Guide

Collective Litigation: A Practical Guide

Price: £250.00

Planning Law:
A Practitioner's
Handbook 2nd ed




 William Webster, Robert Weatherley


Welcome to Wildys

Watch


Corporate Insolvency Practice:
Litigation, Procedure
and Precedents 3rd ed




 Mark Watson-Gandy


Offers for Newly Called Barristers & Students

Special Discounts for Newly Called & Students

Read More ...


Secondhand & Out of Print

Browse Secondhand Online

Read More...


August bank holiday

We will be closed from 5pm BST on Friday 28th August 2026 for the late summer bank holiday, re-opening at 8.30am BST on Tuesday 1st September. Any orders placed during this period will be processed when we re-open.

Hide this message

The Law of Digital Payments


ISBN13: 9781526535702
To be Published: March 2027
Publisher: Bloomsbury Professional
Country of Publication: UK
Format: Paperback
Price: £120.00





Equips legal professionals and stakeholders with a clear, authoritative, and practical guide to the UK legal treatment of digital payments and tokenised assets.

The Law of Digital Payments explores the evolving landscape of UK financial law as it adapts to innovations in digital finance. With fintech disrupting traditional models of value exchange, legal professionals must navigate complex regulatory challenges concerning digital wallets, open banking APIs, smart contracts, decentralised finance (DeFi), and the treatment of tokenised assets under common law.

This work delves into how UK courts and regulators are addressing these innovations. It provides clarity on the current legal treatment of payment tokens, security tokens, cryptoassets and non-fungible tokens (NFTs). It also investigates the impact of the Financial Services and Markets Act 2023, the Bank of England's stance on central bank digital currencies (CBDCs), and how the Payment Services Regulations and E-Money Regulations are applied to innovative business models.

Drawing upon regulatory guidance, case law, and international developments, the book is designed to help practitioners, regulators, academics, and financial institutions understand and navigate the complex intersection of law and digital finance.

Subjects:
Banking and Finance
Contents:
Part I - Foundations and Legal Definitions
1. Introduction: Law Meets Innovation
2. Definitions of Payment
3. Legal Tender in United Kingdom
4. Distinction Between Digital and Fiat
5. Tokenised Value Exchange
6. Overview of the UK Legal and Regulatory Framework

Part II - Digital Payment Infrastructure
7. Bank and Funds Transfers
8. Electronic Payment Instruments
9. Recovery of Payments
10. Open Banking and API Ecosystems
11. Plastic and Card-Based Payments
12. Internet and Mobile Payments
13. Mobile Wallets and Peer-to-Peer Systems
14. Digital Cash and the Emergence of Tokenised Payments

Part III - Digital Assets and Tokenization
15. Token Classifications
16. Stablecoins and Central Bank Digital Currencies (CBDCs)
17. Smart Contracts and Tokenised Real-World Assets (RWAs)
18. Non-Fungible Tokens (NFTs) and Real-World Applications

Part IV - Regulatory Compliance and Legal Risk
19. AML, KYC, and Consumer Protection Frameworks
20. Custody, Ownership, and Insolvency
21. Taxation
22. Litigation and Dispute Resolution

Part V - Emerging Horizons
23. Cross-Border Regulation and Regulatory Arbitrage
24. European Union -Regulatory Landscape
25. United States -Regulatory Landscape
26. Artificial Intelligence, Machine Learning and Autonomous Payments
27. The Road Ahead: Reform, Ethics, and Global Convergence