Construction Professional Indemnity Insurance 3rd ed

The new edition of Construction Professional Indemnity Insurance provides a comprehensive update to construction professional indemnity insurance law, incorporating significant recent case law from the Supreme Court, Court of Appeal, and comparative jurisdictions, alongside the continued impact of the Building Safety Act 2022.

Key cases covered in the third edition include:

• Proximate Cause: The dominant/efficient cause test and its consideration in Brian Leighton (Garages) Ltd v Allianz and University of Exeter v Allianz.
• Aggregation: Various Eateries v Allianz and Stonegate Pub Co v MS Amlin considers remoteness and the limits of wide causal language, reaffirming that an operative unifying factor is required when aggregating multiple claims.
• Notification: Makin v Protec Security Group clarifies that "immediately" means "with all reasonable speed" and examines whether notification clauses are strict conditions precedent or subject to Braganza-style rationality review.
• Fair Presentation and Disclosure: Delos Shipholding v Allianz is among the first authorities under the Insurance Act 2015, to address attribution of knowledge, moral hazard, and proportionate remedies.
• Double Insurance and Contribution: The Supreme Court in Gatwick Investment Ltd v Liberty Mutual confirms the divisibility of composite insurance contracts and the treatment of voluntary payments in contribution analysis.
• Late Payment of Claims: Quadra Commodities v XL Insurance and Delos Shipholding v Allianz address damages for late payment under section 13A of the Insurance Act 2015.