(020) 7242 5778
enquiries@wildy.com

Wildy’s Book News

Book News cover photo

Vol 24 No 9 Sept/Oct 2019

Book of the Month

Cover of The Anti-Suit Injunction

The Anti-Suit Injunction

Price: £195.00

Offers for Newly Called Barristers & Students

Special Discounts for Newly Called & Students

Read More ...


Secondhand & Out of Print

Browse Secondhand Online

Read More...


Personal Insolvency in the 21st Century (eBook)


ISBN13: 9781509900992
Published: May 2017
Publisher: Hart Publishing
Country of Publication: UK
Format: eBook (ePub)
Price: £27.00 + £5.40 VAT
The amount of VAT charged may change depending on your location of use.


The sale of some eBooks are restricted to certain countries. To alert you to such restrictions, please select the country of the billing address of your credit or debit card you wish to use for payment.

Billing Country:


Sale allowed in
Afghanistan , Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Saint Eustatius and Saba, Bosnia and Herzegovina, Botswana, Brazil, Brunei Darussalam, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde (Cabo Verde), Cayman Islands, Central African Republic, Chad, Chile, China, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Congo, The Democratic Republic Of The, Cook Islands, Costa Rica, Croatia, Cuba, Curaçao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Falkland Islands (Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon , Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iran, Islamic Republic Of, Iraq, Ireland, Israel, Italy, Ivory Coast (Côte d'Ivoire), Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Korea, Democratic Peoples Republic Of, Korea, Republic Of, Kuwait, Kyrgyzstan, Lao Peoples Democratic Republic , Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macao, Macedonia, The Former Yugoslav Republic Of, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Federated States Of, Moldova, Republic Of, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, State of, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn, Poland, Portugal, Puerto Rico, Qatar, Romania, Russian Federation, Rwanda, Saint Barthélemy, Saint Helena , Saint Kitts and Nevis, Saint Lucia, Saint Martin (French part), Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Sint Maarten (Dutch part), Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Georgia and the South Sandwich Islands, Spain, Sri Lanka, Sudan, Suriname, Svalbard and Jan Mayen, Swaziland, Sweden, Switzerland, Syrian Arab Republic, Taiwan, Tajikistan, Tanzania, United Republic Of, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Venezuela, Vietnam, Virgin Islands (British), Virgin Islands (U.S.), Wallis and Futuna, Western Sahara, Yemen, Zambia, Zimbabwe

Due to publisher restrictions, international orders for ebooks may need to be confirmed by our staff during shop opening hours. Our trading hours are Monday to Friday, 8.45am to 6.00pm, London, UK time.


Once the order is confirmed an automated e-mail will be sent to you to allow you to download the eBook.

All eBooks are supplied firm sale and cannot be returned. If you believe there is a fault with your eBook then contact us on ebooks@wildy.com and we will help in resolving the issue. This does not affect your statutory rights.

This eBook is available in the following formats: ePub.

In stock.
Need help with ebook formats?




Also available as

Since 1979 the world has witnessed a remarkable cycle of individual bankruptcy law reform. Changes in capitalist economies, financial crises and political interest groups all contributed to this cycle of reform. Differences exist between European systems in terms of access criteria, institutional frameworks, financing and discharge conditions.

What explains these differences within Europe and those between Europe and the US? This book draws on insights from historical institutionalism to illustrate the role of timing, path dependency and unintended consequences in the development of individual bankruptcy law.

The book presents case studies of individual bankruptcy law in the US, France, Sweden and England and Wales. It analyses how, following the Great Recession of 2008, international financial institutions identified the significance of household debt and individual bankruptcy for financial architecture.

The EU imposed individual bankruptcy reform on certain Member States, and proposed bankruptcy harmonisation to promote individual entrepreneurialism. The book examines the likelihood of greater convergence on an EU individual bankruptcy paradigm, and how this fits conceptions of neo-liberalism and the social market.

Finally, the book discusses whether the international emergence of individual bankruptcy law represents a progressive step or a band-aid for the costs of neo-liberal policies, where a significant number of people live close to the precipice of over-indebtedness.

Subjects:
Insolvency Law, eBooks
Contents:
1. The Rise of Personal Insolvency Law
I. Introduction
II. Explanations for Stability and Change in Personal Insolvency Law
III. Household Debt, Neo-liberalism, and Personal Insolvency Law
IV. Summary

2. US Exceptionalism?
I. Introduction
II. The Challenge of the Wage Earner Debtor: The 1930s
III. The Wage Earner as Consumer Debtor: 1950s–1978
IV. Layering and Changing the Narrative: 1978–97
V. BAPCPA 2005-the Great Recession and the Future
VI. The Role of the State in US Bankruptcy Law
VII. Discussion

3. Drift, Conversion, and Layering: England and Wales
I. Introduction
II. The Players in English Personal Insolvency Reform
III. Drifting-the Sad Life of the English Administration Order
IV. Conversion: The Individual Voluntary Arrangement
V. Framing the Policy Response After the Enterprise Act: Borrowing Binges
VI. Relief for the Deserving Poor: The Debt Relief Order
VII. The Great Recession and Personal Insolvency Law
VIII. Discussion

4. France: Contingency, the Role of Narratives, and the New Droit Social
I. Introduction
II. Over-indebtedness Regulation in Context
III. The Development of the Over-indebtedness Regime
IV. Legitimating Narratives: From Active to Passive Debtor to...?
V. The Changing Institutional Landscape: Commissions, Courts, and the Law in Action
VI. Discussion

5. Sweden: The Quality of Mercy is Strained
I. Introduction
II. Swedish Regulation of the Consumer Credit Market
III. The Development of the Swedish Debt Restructuring System
IV. Who Accesses the Swedish Debt Restructuring System?
V. Debt Counselling and the 'Enabling Welfare State'
VI. The Five-Year Plan
VII. Protection Against Home Eviction and Mortgage Foreclosure
VIII. Discussion

6. After the Crisis: Towards an International 'Common Sense' in Personal Insolvency Law?
I. Introduction
II. International Initiatives: After the Great Recession
III. European Union Consumer Credit Policy and Personal Insolvency
IV. EU Personal Insolvency Policy after the Crisis
V. EU Narratives
VI. Bankruptcy Tourism, Regulatory Competition, and Regulatory Learning
VII. Towards a European Paradigm?
VIII. Conclusion

7. Conclusion: The Future of Personal Insolvency in the Twenty-First Century
I. Influential Interest Groups
II. Contemporary Narratives of Personal Insolvency
III. Technocracy and Democracy in Personal Insolvency Reform
IV. The Limits of Individual Insolvency?