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The FSA will be regulating residential mortgages and advice relating to which mortgage product consumers should enter into from 31 October 2004. FSA regulation will affect not only lenders but also to those who advise on mortgages and by extension are involved in the selling process of a mortgage.
Mortgage Regulation for Intermediaries aims to deal with the period following Mortgage Day and how to survive FSA regulation as it effects the mortgage selling process. This practical guide focuses on the transactional aspects, such as how to deal with a customer at a first meeting; when the broker can take fees; how to deal with client money and how to manage the sales and advertising process. To support these aspects it includes checklists and flow charts. The book also covers the future for non-regulated mortgages and equity release products.
Reprinted with ISBN: 9781845926359