Subjects:

Banking and Finance

Contents:

Preface

Table of Abbreviations

Table of Cases

Table of Statutes

Table of Statutory Instruments

Table of European Directives

Table of International Treaties and Conventions

Banking Regulation in the United Kingdom

Banker and Customer

Incidents of Banker-Customer Relationships

The Banker's Duty of Confidence

Duties of Confidence

The Paying Bank: Duty of Care

Paying Bank and Customer: Liability for Unauthorised Debts

Accounts

Banks and Some Elements of Trusts

Rights to Recover Money in Restitution

The Banker's Lien, Right of Appropriation and Combination of Accounts

Payment Methods

Negotiable Instruments

Cheques

Cards and New Technology

Subrogation and Subordination

Introduction to Securities and Banks

Guarantees

Company Securities

Reservation of Title Clauses

Land as Security

Life Assurance

Insolvency and Banks

Index

This edition of Domestic Banking presents a comprehensive survey of the law of banking as it relates to the banking community today, and is ideal for undergraduate and postgraduate students of banking law. The requirements of the Chartered Institute of Bankers' Law Relating to Banking examination have been taken into account. Comprehensive coverage includes:

• Payment methods: ranging from traditional methods, such as negotiable instruments and cheques to cards and new technology
  
• Securities and Banks: different types of bank security are considered, including mortgages, company charges and life insurance. Other methods of ensuring payment, such as guarantees and reservation of title clauses are discussed
  
• Insolvency: the implications for banks of the insolvency of customers, both personal and company, are examined, together with an introduction to other regimes - receivership, administration and voluntary arrangements.