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Banking and Consumer Credit Law in Ireland PACK


ISBN13: 9781526516893
Publisher: Bloomsbury Professional
Country of Publication: UK
Format: Pack
Price: Publication Abandoned



Pack containing the following titles:

  • Banking and Security Law in Ireland, 2nd edition (9781847666680)
  • Consumer and SME Credit Law in Ireland (9781526515872)

Banking and Security Law in Ireland, 2nd edition:

Provides an update on the law in practice and the pitfalls involved in taking security over land, machinery, agricultural assets, shares, debts, deposits and their registration. Updated case law and legislation governing the relationship of banker and customer, bank confidentiality, facility letters, the enforcement of guarantees, payment demands and the avoidance of guarantees and security are also covered. It covers the new financial assistance approval procedures brought about by the 2014 Companies Act. Also includes a new chapter on making demands on borrowers and guarantors and the manner of appointing receivers covering also extensive new cases.

Consumer and SME Credit Law in Ireland:

Provides an extensive guide to the current regulatory regime relating to consumer and SME credit and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations.

It also addresses the regulated activities triggering authorisation as a retail credit firm or credit servicing firm, the fitness and probity regime including minimum competency requirements and other background to the regulatory regime including the increased regulatory focus on the culture of regulated firms and product oversight and governance.

Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail.

Subjects:
Irish Law
Contents:
Table Of Contents
Contents from 9781526515872 Consumer and SME Credit Law in Ireland:
1. Acts, SIs, Codes and Guidelines relevant to consumer and SME credit
2. Consumer Credit Regulations 2010
3. Consumer Credit Act 1995 - Cash Loans (other than Housing Loans).
4. Unfair Contract Terms Regulations 1995
5. Regulation of Mortgage Lending
6. Code of Conduct on Mortgage Arrears
7. Regulation of Business Lending
8. Background to and Regulatory Consequences of Breach of the Consumer Protection Code
9. Consumer Protection Code: Scope and General Principles
10. Consumer Protection Code: General Requirements
11. Consumer Protection Code: Provision of Information, Knowing the Consumer and Suitability
12. Consumer Protection Code: Arrears, Advertising, Errors and Complaints and Records and Compliance
13. Credit Reporting Act 2013
14. Financial Services and Pensions Ombudsman
15. Consumer Protection Act 2007 and Distance Marketing Regulations 2004
16. Redress on Regulatory Breach and Enforceability of Contracts affected by Illegality