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Genes and Insurance: Ethical Legal and Moral Issues

Marcus RadetzkiStockholms Universitet, Marian RadetzkiStockholms Universitet, Niklas JuthGoteborgs Universitet, Sweden

ISBN13: 9780521830904
ISBN: 0521830907
Published: June 2003
Publisher: Cambridge University Press
Country of Publication: UK
Format: Hardback
Price: £92.00
Paperback edition , ISBN13 9780521054508



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The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are becoming increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums.

Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information.

The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state.

This will interest academic researchers as well as professionals involved with genetics and insurance.

Subjects:
Insurance Law, Medical Law and Bioethics
Contents:
Foreword
1. Introduction
Part I. Starting points:
2. The terminology and possibilities of genetics
3. Opportunities for insurers to use genetic information
Part II. Social, Economic and Legal Aspects:
4. Social insurance in the modern welfare state: emergence, maturity and partial dismantling
5. International trade in personal insurance
6. Prohibitions against discrimination in the private sphere: does the legislation build on a consistent foundation?
Part III. Ethical Aspects:
7. Ethical arguments for and against insurance companies' right to genetic information
Part IV. Evaluation:
8. Conclusions and policy implications
References.

Series: Cambridge Law, Medicine & Ethics

Healthcare Decision-Making and the Law: Autonomy, Capacity and the Limits of Liberalism ISBN 9781107470927
Published November 2014
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£30.99
Autonomy, Informed Consent and Medical Law: A Relational Challenge ISBN 9781107625419
Published December 2013
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£32.99
The Governance of Genetic Information: Who Decides? ISBN 9781107625426
Published December 2013
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£28.99
Ethical Problems and Genetics Practice ISBN 9781107697799
Published September 2013
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£24.99
The Politics of Blood: Ethics, Innovation and the Regulation of Risk ISBN 9780521193184
Published May 2012
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£60.00
Ethical Problems and Genetics Practice ISBN 9781107020801
Published April 2012
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£70.00
Genetic Data and the Law: A Critical Perspective on Privacy Protection ISBN 9781107007116
Published March 2012
Cambridge University Press
£78.99
£89.99
Xenotransplantation and Risk: Regulating a Developing Biotechnology ISBN 9780521195768
Published November 2011
Cambridge University Press
£64.99
Organ Shortage: Ethics, Law and Pragmatism ISBN 9780521198998
Published March 2011
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£86.99
Posthumous Interests: Legal and Ethical Perspectives ISBN 9780521187664
Published February 2011
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£48.99
Healthcare Decision-Making and the Law: Autonomy, Capacity and the Limits of Liberalism ISBN 9780521118316
Published November 2010
Cambridge University Press
£91.99
Rationality and the Genetic Challenge: Making People Better?
Edited by: Matti Hayry
ISBN 9780521757133
Published February 2010
Cambridge University Press
£37.99
Human Tissue in Transplantation and Research: A Model Legal and Ethical Donation Framework ISBN 9780521709545
Published December 2009
Cambridge University Press
£36.99
The Governance of Genetic Information: Who Decides? ISBN 9780521509916
Published September 2009
Cambridge University Press
£62.00
Autonomy, Informed Consent and Medical Law: A Relational Challenge ISBN 9780521896931
Published January 2009
Cambridge University Press
£87.00
Genes and Insurance: Ethical, Legal and Economic Issues Updated ed
Marcus RadetzkiStockholms Universitet, Marian RadetzkiStockholms Universitet, Niklas JuthGoteborgs Universitet, Sweden
ISBN 9780521054508
Published June 2008
Cambridge University Press
£27.99
Posthumous Interests: Legal and Ethical Perspectives ISBN 9780521877848
Published April 2008
Cambridge University Press
£79.00
Law, Legitimacy and the Rationing of Health Care: A Contextual and Comparative Perspective ISBN 9780521674454
Published November 2007
Cambridge University Press
£42.99
The Troubled Pregnancy: Legal Wrongs and Rights in Reproduction ISBN 9780521616249
Published June 2007
Cambridge University Press
£38.99