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""The second edition of Rosenthal: Guide to Consumer Credit Law and Practice remains a practical book and is built on the strength of the first edition, providing an essential source of reference for those seeking guidance to the complex web of consumer credit law.Changes in law and practice since the first edition are reflected in the work, which offers the practitioner advice on all areas where consumer credit law has a bearing, including credit cards, mortgages, credit charges, hire agreements, credit brokerage, advertising, marketing, data protection and fraud. Some of these changes emanate from within the United Kingdom although to an increasing extent they are developments sweeping across the European Union.The new edition is an expanded text on all aspects of consumer credit and consumer hire agreements, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls. It contains useful information on the credit industry, including statistical details on credit and debit cards, standard licences and fraud.Written in a clear and penetrating style, the book draws on the author's long experience as a practising solicitor specialising